Our motorcycle insurance is designed specially for experienced riders (not available in British Columbia, Saskatchewan and Manitoba). Cover for loss or damage to your motorbike from fire, theft or attempted theft. "Its engine must have a maximum power output of 250 watts and should not be able to propel the bike when it's travelling more than 15.5mph," she explains. But you didn’t buy a bike just to keep it in the shed, did you? E-bikes should not be confused with motorcycles or mopeds which must be registered, taxed and insured for road use. Visit here for a quote or if you've already received a quote and would like to add this, go here. Whether they’re being used for exercise or just getting around, bikes have become even more popular recently. Insurance from Wiggle that’s built for the way you ride. Otherwise thieves may be able to remove parts of your bike and lift the main frame away. We also offer worldwide cover, so if you do take your bicycle abroad, we have the plan that works for you. You can call us on 0800 056 0890. Indeed, there was a recent case where a cyclist at fault in a bicycle accident had to pay more than 90 million yen in damages. Compare cycle insurance policies to find cover, whether you have a mountain or road bike and use it … You can read more about e-bike regulations on gov.uk. Cyclists should also check their bike is covered away from home. "Many providers offer specialist insurance to cover pedal cycles, but customers should make sure they aren't already insured elsewhere to avoid duplication and additional costs," says Sarah Applegate, Aviva's General Insurance Strategy and Insight Lead. Authorised by the If your bike is particularly expensive you may need to list it separately with your insurer – check if it takes you over the 'single item limit'  for your policy. Under 'Contents cover' and then 'Personal belongings - covered in and away from the home' enter the value of your most expensive bike next to 'Cover for your cycle(s)'. Some limits and exclusions apply - please see below for details of where to find these. Registered Office: Pitheavlis, Perth, PH2 0NH. While our competitors provide standalone bike policies, we’ve worked to take all of the best bits of a cycle insurance policy and incorporate them into a home insurance policy. How long do you need cover for? With this in mind, if you’re going to use a bicycle, insurance is necessary. "Many home contents policies include cover for loss, damage, and theft of pedal cycles and e-bikes within the sum insured. Aviva is the largest general insurance provider in the UK and offers an extensive range of financial products including car, motorbike, travel, home, life and pet insurance. What impact does coronavirus have on your pension or investment policy? Summary of Cover and Limits 01 Contract 02 Definitions 03 Section 1 Household contents 06 Section 2 … If it’s extensively damaged or lost by fire, theft or attempted theft within 6 … Critical illness cover Our cover pays out a lump sum if you or your child are diagnosed with or With AvivaPlus your Pedal Cycles will be covered inside the home as part of your contents cover. You can also go without, and hope for the best. Depending on your needs, our home contents covers your bikes in the home and when stored securely in sheds or garages. If it is stolen and found again, it will be identified and possibly returned to you. Bike insurance is not included in your membership, and it only takes seconds to get a quote - all you need is your postcode, bike values and British Cycling membership number. Or, if you only need either Buildings or Contents insurance, you can choose these separately. Photograph your bike and note down the serial number, make and model. What impact does coronavirus have on your pension or investment policy? While Aviva has roots as far back as 1696, it was essentially created when Norwich Union and CGU plc merged in 2000. Pedal cycles are automatically covered as part of your contents cover when they are kept inside your property. Find out more about looking after what’s yours. Direct Line only insure pedal cycles up to £2000, so no thanks either. TSB Pick and Protect home and travel insurance is brought to you by TSB Bank plc and underwritten by Aviva Insurance Limited. As a British Cycling member you benefit from exclusive pricing, up to 50% multi-bike savings and … Cycle Insurance from Eversure with a MASSIVE 25% multi-bike discount. With a range of options on the market, comparing cycle insurance can be more than a little confusing. With over 31 million customers worldwide, we can help to find you the right healthcare cover for you and your business. Use a good quality lock such as a D-lock which is strong and difficult to cut through. Insurance for bikes, e-bikes and cycling accessories At cycleGuard, we’ve been protecting cyclists and triathletes across the UK for over 20 years against theft and damage to all types of bike including mountain, folding, electric and road as well as cycling accessories inside the … For Malicious or accidental damage : This can cover the cost of repairing or replacing your bike if it is damaged or vandalised. Retailer Halfords reported sales of cycling equipment rose by 500% at the start of lockdown and bikes at both big chains and independent cycle shops have been selling out as soon as new stock arrives 1. Specialist bicycle insurance offers a basic level of cover for things like damage and theft, as well as more extensive cover for keen cyclists. Aviva Agency gives you the protection you need, support when you want it and expediency all the way through. Instant online quotes for bicycle and travel insurance, or submit and manage cycle insurance claims. This cover is included as standard on the Premium Tier and is an optional cover … Sarah warns it's important to read through your policy to check for any conditions. Bicycle Insurance Many household insurance policies have limitations when it comes to covering cyclists, their bicycles and their accessories – which is why you need specialist cycling insurance. You may already be covered. Register your bike with a tracker website such as. You can get insurance for your bicycle via your home insurance or via a specialist policy. Aviva: Public Home Insurance Policy Important. Registered in Scotland, No. "If you live in the UK you should be okay, as long as you're over 14 and the e-bike meets certain requirements," says Sarah. Our purpose is to be with you today, for a better tomorrow. New customers You can cover cycles from £300 to £5,000 online. With personal liability also included in the plan, you would be protected against expensive third party claims in the event that you cause an accident resulting in damage or bodily injury to another road user. See our policy booklet for details of the cover and exclusions. Visit our coronavirus help and support pages. Specialist cycle insurance from Yellow Jersey. More Great Benefits Of Wiggle Cycle Insurance Multi-bike discount We know that insuring more than one bike can be expensive. But before you get peddling, it’s important to make sure your two wheels are covered. For the cover limits visit here. The Aviva Group is made up of several businesses, including Aviva Insurance Services UK … House insurance warning Even then, if your bike is stolen when out of the house, it is unlikely to be insured. Our research shows a fifth (19%) of UK adults plan to use pedal cycles to get from A to B, while 1 in 10 (9%) plan to use electric bikes in the coming months 2. If it does get stolen this will make it easy to identify to the police and insurers. With over 31 million customers worldwide, we can help to find you the right healthcare cover for you and your business. Ensure the lock is around the wheel, frame and anchor to which it's attached. Leave your bike in a well-lit area with CCTV cameras where thieves are less likely to loiter. As the largest general insurance provider in the UK, Aviva offers an extensive range of financial products including home, car, van, motorbike, travel, pet and life insurance. Please note this cover is not availbale on the Basic Tier. 1 https://www.theguardian.com/business/2020/may/11/huge-demand-for-cycles-during-lockdown-set-to-rise-further, https://www.theguardian.com/lifeandstyle/2020/may/23/two-wheels-good-bike-sales-soar-as-uk-takes-to-cycling, 2 Independent survey commissioned by Aviva and carried out by Censuswide in June 2020. This cover is included as standard on the Premium Tier and is an optional cover on the Regular Tier. Just Smarter. Again, customers should be mindful of policy restrictions. Security-mark the frame using an ultraviolet marker. The rules vary for e-bikes – also known as electrically assisted pedal cycles (EAPCs) or electric bikes  – depending on the country you live in. Bicycle holidays might seem idyllic, but you need to make sure you have travel insurance to cover your cycling activities. Whether you've owned your bike for years or bought a new one recently, it's important to have the right insurance. Perhaps it’s new-found exercise regimes or the desire to avoid public transport – whatever the reason, bikes have never been so desired or popular. Please read and keep it safe. Choose the right coverage Whilst away from the home they will be covered worldwide under your "Accidents and Thefts away from the home" cover. 2116. New motorbike replacement. "Cover may extend to bikes kept in the garden, but only if the cycle is locked to an immovable object, such as a railing or floor anchor," she explains. Cover if you injure someone or damage their vehicle or property in a motor accident. Average Bicycle Insurance Cost The cost of bicycle theft insurance ranges from around £34 up to £139 or more for a single bike, primarily depending on the value of your bicycle—although cover can be found for under £25. Your liability. You could get bicycle insurance that protects you and your bike for less. While Aviva has roots as far back as 1696, it was essentially created when Norwich Union and CGU plc merged in 2000. Quidco uses cookies and similar technologies to enhance your experience, improve performance, provide advertising relevant to you and track sales to give you cashback. Existing customers You can add Pedal Cycle cover to your policy using MyAviva. "If a pedal cycle or e-bike causes injury to a person or damage to someone else's property, this is usually covered under the personal liability section of home insurance or specialist pedal cycle insurance," says Sarah. "Again, riders should check if there are restrictions when riding outside of the UK, where different vehicle registration rules may apply.". You might want to remove easy-to-steal parts or accessories like the saddle and post, pumps or clip-less pedals. As more Brits than ever take to two wheels, is your bike properly insured? Save 10% for every additional vehicle you add, registered at the same address. Suitable for leisure, commuting and competitive cyclists with worldwide and public liability cover available too from an finalist of the insurance choice awards View Aviva Insurance policy documents here or get an insurance quote online. If the damage is covered by your insurance, we'll pay for alternative accommodation until your home is fit to live in. "Many insurers offer a 'personal belongings' or 'personal possessions' add-on to home insurance which may cover bicycles while away from home," says Sarah. Bicycle/Personal Mobility Device Cover up to S$300 for any loss or accidental damage to your bicycle or personal mobility device. Visit our coronavirus help and support pages. As the largest general insurance provider in the UK, Aviva offers an extensive range of financial products including car, van, motorbike, travel, pet, home and life insurance. Research has shown that one in three household policies do not cover bikes away from the home. With Aviva, both pedal cycles and e-bikes are covered for theft and damage under home contents insurance  when stored in a shed, garage or the home.". If you require extra cover, we can cover cycles up to £5000 over the phone. For instance if you own an expensive bike, such as those used for races or competitions, specialist insurers are more likely to offer a … Bicycle cover When your bike is at home, it’s probably covered under a contents insurance policy. Prevent thieves from taking your bike by locking it to a fixed object such as a bike rack or a ground anchor, these are often found in designated bike parking areas. We insure over 2.1 million vehicles across Canada Whether you prefer cruising or touring, we’ll help protect your motorcycle with specialized coverage that fits your needs and budget. Get an instant quote for bicycle theft, personal injury and travel cover today. Aviva provides life insurance, general insurance, health insurance and asset management to 34* million customers, across 16 markets worldwide In the UK we are the leading insurer serving one in every four households and have strong businesses in selected markets in Europe, Asia and Canada. As a result, bicycle accidents have become a social issue. Bike The best bicycle insurance offers comprehensive cover for serious cyclists, have good customer feedback online, accessible quote processes and are more competitive than other cycle policies. A bicycle insurance policy can include cover for: Theft : This can cover the cost of a replacement bike if yours is stolen. We're a savings, retirement and insurance business. It's worth checking your existing home insurance terms before taking out a new policy. If you want to cover your cycles away from home including worldwide cover, you will need to add Pedal Cycle cover to your policy. However, an expensive specialist insurance policy may not be needed. Save 10% for every additional vehicle you add, registered at the same address. Plus, you can tailor your policy to suit you with add-ons like accidental damage, legal services and bicycle cover. Sarah warns it's important to read through your policy to check for any conditions. How does our bicycle insurance compare to other cycle insurance options on the market? Compare quotes to find cover for accidents or damage to your bike when you travel. Lockdown resulted in exceptional demand for bikes. Insurance. With Aviva, both pedal cycles and e-bikes are covered for theft and damage under home contents insurance when stored in a shed, garage or the home." Motor insurance With Aviva motor insurance, you can choose between comprehensive cover and third party, fire and theft. With AvivaPlus your Pedal Cycles will be covered inside the home as part of your contents cover. "Thefts may be excluded unless the cycle is in the customer's immediate control, or in a locked building, or secured to an object that cannot be moved, such as a lamppost or bike rack," she says. However, selecting the best insurance policy for … Once logged in follow the below steps: See your policy schedule for the cover limits and your policy booklet for details of the cover and exclusions. Whilst away from the home they will be covered worldwide under your "Accidents and Thefts away from the home" cover. Cycle travel insurance You could get insurance that covers you and your bicycle when you are abroad. Bicycle or pedal cycle insurance covers the cost of replacing or repairing your bike if stolen or damaged outside the home. Research has shown that one in three household policies don’t cover bikes away from home. Family Cyber Risk Protector Cover up … Purchase at cycleGuard - bicycle insurance Through Quidco & Get Money Back on Your Purchases. Be Wiser works with Aviva Insurance to find the right insurance policy for you. Familiarise yourself with your insurance policy and make sure your cover is right for your needs. 2020 bicycle insurance discount codes We have worked with a number of leading insurance suppliers to offer BikeRadar readers a selection … Or replacing your bike properly insured vehicle you add, registered at the same address 've already received a or... 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